Find the Right Mortgage in Slough | Self-Employed, Low Deposit & Buy to Let Options Explained
Finding the right mortgage in Slough can feel overwhelming especially if you’re self-employed, have a low deposit, or are looking for a buy to let mortgage to grow your property portfolio. At Cubic Financial Services, we help you cut through the complexity and secure a mortgage that fits your financial situation, no matter how unique.
With years of experience serving homebuyers and landlords across Slough and Berkshire, Cubic Financial Services – Mortgage Broker works with a wide panel of lenders to find flexible, affordable, and tailored solutions that help you move forward with confidence.
Visit For Self-Employed, Low Deposit & Buy to Let Options Explained
Why Finding the Right Mortgage in Slough Matters
Slough’s property market continues to attract both first-time buyers and experienced investors, thanks to its strong commuter links and growing economy. But mortgage rules can vary significantly depending on your income type, credit score, and deposit size.
That’s why working with an independent mortgage broker in Slough like Cubic Financial Services can make all the difference. We provide advice based on your circumstances not lender quotas—so you always get a fair, transparent recommendation.
Self-Employed Mortgage Options in Slough
Getting a mortgage as a self-employed applicant can be challenging since lenders often want to see consistent income records. But at Cubic Financial Services, we specialize in helping self-employed individuals including contractors, freelancers, and company directors secure the right deals.
- Mortgages for limited company directors using salary + dividends
- Contractor mortgage options with day-rate calculations
- Solutions for newly self-employed applicants with less than 2 years of accounts
- Lenders who assess affordability based on retained profits
Pro Tip: Even if your income fluctuates, we can match you with specialist lenders who understand your business structure and can offer flexible affordability checks.
Low Deposit Mortgage Solutions
Struggling with a small deposit? You’re not alone. Many first-time buyers in Slough think they need a 20% deposit but there are competitive options even with as little as 5%.
- 95% LTV mortgages for first-time buyers
- Government-backed schemes like Shared Ownership or First Homes
- Guarantor mortgages using family support
- New-build mortgage options with flexible repayment terms
Buy to Let Mortgage Options for Landlords
If you’re looking to build or expand your rental portfolio, our Buy to Let mortgage advisors in Slough can help you find high-yield opportunities with lenders who understand the property investment market.
- Individual and limited company Buy to Let mortgages
- Portfolio landlord lending with multiple properties
- Refinancing to release equity for further investments
- Bridging loans for short-term property purchases
Why Choose Cubic Financial Services in Slough?
- Whole-of-market access – We compare hundreds of lenders and deals.
- Local expertise – We know the Slough property market inside and out.
- FCA-authorised advisors – Fully regulated and transparent service.
- Personalized approach – Every recommendation is based on your real financial situation.
- Fast turnaround – We handle paperwork and liaise with lenders quickly to get you approved.
The Mortgage Process Made Simple
- Understand: We assess your goals, income, and credit profile.
- Advise: We explain your mortgage options in plain language.
- Recommend: We match you with the most suitable lender and product.
- Implement: We handle your application and keep you updated until approval.
Protecting Your Home & Family with Insurance
A mortgage is a long-term commitment, and protecting it is equally important. We also offer life insurance, critical illness cover, and income protection plans to safeguard your home and loved ones.
Latest Market Insights in Slough (2025)
- Average 5-Year Fixed Mortgage Rate: 4.68%
- Average Annual Rent Increase (England): 8.5%
- Average Annual House Price Increase (England): 2.8%
Real Client Success Stories
“Cubic Financial helped us secure a self-employed mortgage after other brokers couldn’t. The process was smooth, and we got approved within a week!” – Nazmi A., Slough
“We wanted a Buy to Let deal that worked for our company structure. Cubic Financial explained everything and found the perfect lender.” – Zeeshan S., Berkshire
Frequently Asked Questions
Q.1 Can you help if I have poor credit?
Yes. We work with specialist lenders who understand that life happens. Even if you’ve missed payments or have defaults, we can help you find a realistic mortgage option.
Q.2 How much can I borrow?
This depends on your income, deposit, and existing commitments. Our advisors can calculate your borrowing limit during a free consultation.
Q.3 Do you charge a fee?
We’re transparent about all fees upfront. In many cases, we’re paid by the lender, so there’s no additional cost to you.
📍 Get in Touch with Cubic Financial Services Slough
Ready to explore your mortgage options in Slough? Whether you’re self-employed, buying your first home, or investing in a rental property, our team is here to guide you every step of the way.
